To qualify for the Canada Mortgage and Housing Corporation’s premium multi-unit financing programs in 2026, borrowers must demonstrate a minimum net worth equal to at least 25% of the total requested loan amount, with an absolute minimum floor of $100,000. Additionally, applicants must maintain liquid assets equivalent to 10% of the loan amount to ensure […]

The purchase price on a new home in Alberta tells one part of the financial story. The community fees attached to that home — whether they take the form of an annual homeowner association fee, monthly condominium contributions, or a municipal development levy passed through in the purchase agreement — tell a different and often […]

Buying a new home in Alberta means buying into a purchase process that spans months — sometimes well over a year — between the day you sign the purchase agreement and the day you collect the keys. During that entire construction period, your deposit is sitting with the builder, a home is being built on […]

Walking through a production builder’s show home in Calgary or Edmonton, it is easy to feel like the possibilities are wide open. The display kitchen has premium cabinetry, the primary suite features an oversized walk-in closet, and the design consultant is ready to walk you through a full catalogue of finishes and upgrades. What is […]

Most buyers know that new homes are inspected during construction. What they rarely know is exactly when those inspections happen, what each one actually covers, what happens when an inspection fails, and — most importantly — what role the buyer can and should play throughout the process. The inspection sequence is not a passive background […]

The moment a builder slides a purchase agreement across the table at a show home, many buyers feel a combination of excitement and quiet apprehension. The document in front of you is often thirty to sixty pages long, written in legal language, and heavily structured in the builder’s favor. The sales representative across from you […]