Better building envelope thermal performance is often the quiet driver behind MLI Select success because strong walls, windows, and air sealing make every other energy measure work harder. building envelope thermal performance MLI Select multi-family matters most when it helps a project reach a target tier under the CMHC MLI Select Program with underwriting that […]

Median Renter Income Calgary MLI Select Calculation 2026 is the foundation of every affordability-based MLI Select application. If you’re targeting MLI Select affordability points in Calgary, the calculation starts with one number: the median renter household income for the Calgary Census Metropolitan Area (CMA). Your affordable rent cap is set at 30% of that figure. […]

If you are evaluating the CMHC MLI Select program for a multi-family acquisition or new construction project in Calgary, understanding the difference between the MLI Select 50 vs 70 vs 100 point tier comparison is the single most important step before you commit to a financing strategy. Each tier unlocks progressively better mortgage insurance terms — […]

Understanding how to maximize MLI Select points with new construction in Alberta starts with recognizing that new builds give you complete design control. Unlike acquisitions of existing buildings, new construction allows you to engineer your point score from the ground up rather than retrofitting around existing constraints. For Alberta developers and builders, new construction is […]

For any serious MLI Select point optimization strategy, Alberta developer teams need to treat scoring as a core project economics decision — not a financing footnote. The hard reality of the MLI Select program is that a project scoring 69 points receives the same financing terms as one scoring 51 points: both land at the […]

Understanding the MLI Select premium reduction per point tier 2026 is essential for any Calgary investor building a multi-family financing model. CMHC’s tiered discount structure reduces your mortgage loan insurance premium by 10% at the 50-point tier, 20% at the 70-point tier, and 30% at the 100-point tier — translating into real, quantifiable dollar savings that […]