2025

Businessman making a refusal gesture with text explaining right of first refusal and how it works for MLI Select.

What is a Right of First Refusal and How Does it Work

One in five commercial lease agreements across Canada contains a powerful contractual tool few tenants fully understand. This provision quietly reshapes property transactions by granting priority access before listings go public. Known as ROFR, these clauses create structured opportunities in real estate deals. They allow specific individuals or entities to submit purchase offers before owners consider...

Graphic explaining good debt service coverage ratio for investors and MLI Select, featuring a notebook labeled Debt Ratio.

Understanding What is a Good Debt Service Coverage Ratio for Investors

75% of Canadian real estate investors overlook a critical financial metric when evaluating properties—a mistake that could jeopardize loan approvals or future cash flow. This oversight often stems from misunderstanding how lenders assess risk in volatile markets. The debt service coverage ratio acts as a financial pulse check for properties. Lenders and experienced investors rely on this metric to gauge...

Understanding What is a Mortgage Contingency graphic with financial documents and a calculator for mli select planning.

Understanding What is a Mortgage Contingency

Over 40% of Canadian real estate transactions face financing hurdles before closing. This statistic highlights why protective clauses matter in purchase agreements. A mortgage contingency serves as a financial safety net, letting buyers walk away if loan approval stalls without losing their deposit. These clauses create structured timelines for securing funding. Buyers gain breathing room to address credit...

Maximize MLI Select benefits by combining affordability, energy, and accessibility points for a score of 100.

How to Score 100 Points MLI Select Maximum Benefits

Developers unlocking the program's highest tier gain access to financing terms unavailable elsewhere. The MLI Select framework rewards projects demonstrating excellence across three critical areas: energy performance, inclusive design, and housing affordability. Properties meeting all criteria qualify for extended repayment timelines and improved insurance rates. These financial incentives help create...

Combining Affordability, Energy, and Accessibility Points for MLI Select with a blurred city skyline background.

New Homes Alberta Explains Combining Affordability Energy Accessibility Points MLI Select

Did you know multi-unit rental projects in Canada can secure up to 95% financing through a single program? This game-changing approach helps developers build housing that meets critical social needs while improving their bottom line. Canada Mortgage and Housing Corporation’s innovative mortgage insurance framework rewards projects prioritizing social impact. By focusing on three core...

Guide on how to get MLI Select points in Calgary, featuring credit score charts and stacked coins.

Easiest Way to Get MLI Select Points Calgary by New Homes Alberta

Over 70% of qualifying multi-family properties in Calgary miss out on CMHC MLI Select: Investing in Alberta benefits due to incomplete applications. This government-backed initiative provides critical financial advantages for properties that address housing affordability while meeting environmental and accessibility standards. The program rewards developers who create community-focused housing solutions....

Experts in business suits discussing how to reach the 50 points MLI Select minimum for multi-unit financing.

How to Get 50 points MLI Select Minimum Explained by Experts

Over 80% of multi-unit housing projects in Canada miss out on critical financing advantages simply because they don’t understand scoring systems. The MLI Select program offers developers a unique opportunity to secure funding by meeting specific criteria across three key areas: affordability, energy efficiency, and accessibility. This initiative uses a structured points framework where projects need at...

Title card for a beginner's guide to MLI Select investment strategy in Alberta, featuring a modern office background.

Beginner’s Guide to MLI Select Investment Strategy Alberta

Did you know Alberta investors can purchase multi-family properties worth millions with just 5% down? This groundbreaking approach makes large-scale real estate opportunities accessible to first-time buyers through a specialized program. The MLI Select program reshapes property acquisition by removing traditional financial barriers. Unlike standard mortgage rules, this strategy focuses on multi-unit...

MLI Select vs Traditional 20% Down Investment Explained title over a professional office setting with a modern logo.

MLI Select vs Traditional 20% Down Investment Explained

Did you know Calgary homeowners could save over $8,000 in insurance costs by choosing modern financing options? As Alberta's housing market surges – with average prices hitting $425,000 in Calgary and $380,000 in Edmonton – smart insurance decisions now make a bigger financial impact than ever. Traditional mortgage coverage uses fixed rates that treat all borrowers the same. But new approaches analyze...

MLI Select for refinancing existing multi-unit properties with a growth arrow and house model background.

MLI Select for Refinancing Existing Multi Unit Properties

Did you know 73% of Canadian rental buildings over 20 years old need upgrades to meet modern standards? A federal program now offers property owners a rare opportunity to fund these improvements while securing better loan terms. This initiative helps landlords access financing that covers nearly the full value of their buildings. It rewards those who make their properties more affordable,...

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